You Don't Need a Budget

You Don’t Need a Budget (2024) challenges conventional personal finance advice by rejecting rigid budgeting rules and shame-based money management. It presents a liberating alternative that acknowledges systemic inequalities and makes financial planning accessible to everyone, particularly those left behind by traditional capitalist structures.

• People feeling trapped or guilty about their current budgeting approach
• Young professionals questioning traditional financial advice
• Social justice-minded individuals wanting to align money choices with their values

Dana Miranda, a Certified Educator in Personal Finance and experienced financial journalist, founded Healthy Rich to revolutionize financial education discourse. Her expertise has been showcased across major publications including The New York Times, Forbes, Business Insider, and Money.