Beyond Getting By audiobook cover - The Financial Diet's Guide to Abundant and Intentional Living

Beyond Getting By

The Financial Diet's Guide to Abundant and Intentional Living

Holly Trantham

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Personal DevelopmentCareer & SuccessMoney & Investments

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Beyond Getting By
De-shaming Finances+
The Happiness Threshold+
Cheapness vs. Frugality+
Confidence and Negotiation+
Redefining Success+

Quiz — Test Your Understanding

Question 1 of 6
According to the text, how does the 'financial id' function within the psychological approach to budgeting?
  • A. It covers essential survival expenses like housing, health care, and groceries.
  • B. It focuses strictly on long-term goals such as saving for retirement and paying off debt.
  • C. It strictly prevents impulse purchases to maintain long-term financial discipline.
  • D. It allows for discretionary spending on non-essential but enjoyable activities.
Question 2 of 6
Why does financial therapist Lindsay Bryan-Podvin criticize shame-based financial advice, such as the extreme frugality advocated by Dave Ramsey?
  • A. It requires complex mathematical planning that is difficult for the average person to maintain.
  • B. It leads to feelings of unworthiness, creating a negative feedback loop that often results in the abandonment of financial goals.
  • C. It focuses too heavily on stock market investing rather than paying down high-interest debt.
  • D. It encourages taking out personal loans to cover unexpected lifestyle expenses.
Question 3 of 6
What is identified as a major flaw in traditional money-saving tips like growing your own vegetables or taking in a roommate?
  • A. They assume a baseline level of privilege and resources, such as having a garden or an extra room, that many struggling people do not possess.
  • B. They generally cost more money upfront than they end up saving in the long term.
  • C. They violate the core principles of the 50/30/20 budgeting rule.
  • D. They distract individuals from focusing on their primary careers and maximizing their earning potential.
Question 4 of 6
Which of the following scenarios best describes 'transactional cheapness' as defined in the book?
  • A. Prioritizing low cost over quality when buying clothes, leading to frequent replacements.
  • B. Underpaying for services or skimping on tips, which directly harms service workers.
  • C. Viewing friendships and social interactions primarily as exchanges of monetary value.
  • D. Having imbalanced financial contributions within a romantic partnership.
Question 5 of 6
How does the text suggest individuals can help combat imposter syndrome in the workplace?
  • A. By working significantly longer hours than their peers to objectively prove their competence to management.
  • B. By avoiding salary negotiations until they have been at a company for at least five years to establish loyalty.
  • C. By adopting a 'fake it till you make it' mindset and hiding all professional mistakes from their supervisors.
  • D. By recognizing that meritocracy is largely a myth and understanding that many successful people benefit from systemic advantages.
Question 6 of 6
What does the text identify as the primary problem with the Kardashian-Jenner model of success?
  • A. It relies too heavily on traditional corporate structures rather than modern digital entrepreneurship.
  • B. It encourages extreme frugality and saving over investing in one's personal brand and business.
  • C. It promotes a hard-work ethos while ignoring the significant systemic advantages and privilege that fueled their rise.
  • D. It focuses entirely on philanthropy and charity, which is an unrealistic standard for the average worker.

Beyond Getting By — Full Chapter Overview

Beyond Getting By Summary & Overview

Beyond Getting By (2024) is a guide for those looking to integrate financial management with personal fulfillment, emphasizing the use of money as a tool to enhance life quality. It offers practical advice and exercises to help readers define their budget philosophy, negotiate for raises, and balance their personal and professional lives to avoid burnout​.

Who Should Listen to Beyond Getting By?

  • Women seeking to improve financial literacy and independence
  • Individuals interested in holistic financial and life planning
  • Professionals aiming to balance career and personal life

About the Author: Holly Trantham

Holly Trantham is the creative director at The Financial Diet, where she has been a key figure since 2016. Known for her expertise in personal finance and creative strategy, she has contributed significantly to making financial advice more accessible and engaging.

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