You Need a Budget

You Need a Budget (2017) is a practical guide to managing personal finances through a unique, four-rule method. It will teach you how to break the paycheck-to-paycheck cycle, gain control over your money, and achieve your financial goals by giving every dollar a job. It emphasizes proactive budgeting, adjusting to financial changes, and building a healthier relationship with money to enhance your overall life satisfaction.

• Students or young professionals building their first budget 
• Professionals who want to demystify their finances
• Anyone sick of living paycheck-to-paycheck

Jesse Mecham is the founder of You Need a Budget, a financial platform that introduces an innovative, effective approach to personal budgeting. He’s a former accountant and has utilized his expertise to develop a system that helps individuals and families gain control of their finances through simple, adaptable principles. In addition to his work with YNAB, Mecham has contributed to various financial blogs and podcasts, sharing insights on budgeting, saving, and the psychological aspects of financial planning.