If You're Curious About These Questions...
You should listen to this audiobook
- Did you know that every dollar you spend is actually a piece of your 'life energy'—and are you sure you’re getting a fair trade?
- Have you ever wondered what your 'real' hourly wage is after accounting for the hidden costs of commuting, work clothes, and daily stress?
- What if you could reach a 'crossover point' where your savings generate enough income to cover your life, making work a choice rather than a necessity?
Listen to Your Money or Your Life — Free Audiobook
Key Takeaways from Your Money or Your Life
- Understand how to achieve Financial Independence and break free from the unconscious cycle of trading your life energy for things you don't need.
- Discover how to make peace with your financial past by accurately calculating your total lifetime earnings and determining your true net worth.
- Learn to calculate your real hourly wage by accounting for the hidden time and out-of-pocket expenses required to simply maintain your job.
- Find out why traditional budgeting falls short and how tracking your expenses through highly personalized subcategories provides ultimate financial clarity.
- Master the ability to evaluate the true cost of your habits by dividing your monthly expenses by your real hourly wage to see how much life energy you are actually spending.
Learning Tools
Reinforce what you learned from Your Money or Your Life
Mind Map
Quiz — Test Your Understanding
Your Money or Your Life — Full Chapter Overview
Chapter 1: Recommendation
Chapter 2: Reckon with your money past by mapping accurate income and computing your overall net worth.
Chapter 3: Compute your true hourly wage, and monitor your money.
Chapter 4: Classify your monthly spending.
Chapter 5: Assess the money spent in your subcategories.
Chapter 6: Create a wall chart to track your progress.
Chapter 7: Deliberately reduce or eliminate your expenses.
Chapter 8: Honor your life energy by raising your income.
Chapter 9: Generate income from your investments to reach Financial Independence.
Chapter 10: Investigate and select your investment options.
Your Money or Your Life Summary & Overview
Your Money or Your Life (1992) is a nine-step guide to taking control of your finances – so you can enjoy your life rather than just make a living. You’ll learn how to adjust your attitude toward your money and time, get out of debt, start saving, and ultimately reach Financial Independence.
Who Should Listen to Your Money or Your Life?
- Anyone who wants to live intentionally
- College students seeking positive spending habits
- Furloughed workers
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