What will I learn about: why 10 percent of the population controls 90 percent of the wealth, and learn how legal restrictions on accredited investing keep the middle class from the best opportunities?

Discover why 10 percent of the population controls 90 percent of the wealth, and learn how legal restrictions on accredited investing keep the middle class from the best opportunities.

What will I learn about: why traditional advice like working hard and saving money keeps you poor, while business owners build massive wealth by investing pre-tax earnings?

Understand why traditional advice like working hard and saving money keeps you poor, while business owners build massive wealth by investing pre-tax earnings.

What will I learn about: Realize why relying on a stable job is often riskier than investing, especially since corporate layoffs frequently boost share prices to the benefit of investors over employees?

Realize why relying on a stable job is often riskier than investing, especially since corporate layoffs frequently boost share prices to the benefit of investors over employees.

What will I learn about: the crucial difference between assets and liabilities, and find out why a mortgaged home is actually a liability that drains your cash flow?

Master the crucial difference between assets and liabilities, and find out why a mortgaged home is actually a liability that drains your cash flow.

What will I learn about: evolve from a standard saver into a 'qualified investor' by building the financial literacy needed to confidently analyze company metrics like debt-to-equity ratios?

Learn how to evolve from a standard saver into a 'qualified investor' by building the financial literacy needed to confidently analyze company metrics like debt-to-equity ratios.

Rich Dad’s Guide to Investing

What the Rich Invest in, That the Poor and Middle Class Do Not!

Robert T. Kiyosaki

★ 4.3 / 5(809 ratings)

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Categories:

Money & Investments

If You're Curious About These Questions...

You should listen to this audiobook

💡Have you ever wondered why the wealthy make fundamentally different financial decisions than the middle class—and how you can bridge that gap?
💡Did you know that most people's idea of 'safe' investing is actually what prevents them from ever becoming truly rich?
💡What's the secret to moving beyond being a simple employee and becoming the type of sophisticated investor who creates their own wealth?

Listen to Rich Dad’s Guide to Investing — Free Audiobook

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Key Takeaways from Rich Dad’s Guide to Investing

✓Discover why 10 percent of the population controls 90 percent of the wealth, and learn how legal restrictions on accredited investing keep the middle class from the best opportunities.
✓Understand why traditional advice like working hard and saving money keeps you poor, while business owners build massive wealth by investing pre-tax earnings.
✓Realize why relying on a stable job is often riskier than investing, especially since corporate layoffs frequently boost share prices to the benefit of investors over employees.
✓Master the crucial difference between assets and liabilities, and find out why a mortgaged home is actually a liability that drains your cash flow.
✓Learn how to evolve from a standard saver into a 'qualified investor' by building the financial literacy needed to confidently analyze company metrics like debt-to-equity ratios.

Learning Tools

Reinforce what you learned from Rich Dad’s Guide to Investing

Mind Map

Rich Dad’s Guide to Investing

Mindset of the Rich+

Financial Literacy+

Tax & Structural Advantages+

The Investor Hierarchy+

Building a Business+

Quiz — Test Your Understanding

Question 1 of 8

According to the book, why are some of the best investments off-limits to the poor and middle classes?

A. They require a college degree in finance.
B. The US Securities and Exchange Commission restricts them to accredited investors.
C. Banks refuse to lend money for high-yield investments.
D. They require a minimum initial deposit of $5 million.

Question 2 of 8

What is a major reason why business owners have more money to invest compared to standard employees?

A. Business owners receive government subsidies for investing.
B. Employees are legally prohibited from buying commercial real estate.
C. Business owners invest using pre-tax earnings, whereas employees save from taxed income.
D. Employees are required to put a portion of their income into low-yield 401k plans.

Question 3 of 8

How does the author classify a standard mortgaged house, and why?

A. As an asset, because its market value generally appreciates over time.
B. As a liability, because it causes cash to flow out through mortgage payments, fees, and insurance.
C. As an asset, because it provides equity that can be borrowed against.
D. As a liability, because the real estate market is highly volatile and unpredictable.

Question 4 of 8

What distinguishes an 'inside investor' from 'accredited' or 'qualified' investors?

A. An inside investor creates assets by building their own business, rather than just buying shares.
B. An inside investor is an employee who buys shares in the company they work for.
C. An inside investor uses insider trading information to beat the stock market.
D. An inside investor must have a net worth of at least $1 million to legally operate.

Question 5 of 8

What lesson does the author draw from the success of Bill Gates?

A. Inventing a revolutionary product is the only guaranteed path to immense wealth.
B. He succeeded because he built a great business, not because he invented a great product.
C. Writing your own software is more profitable than buying it from others.
D. You must drop out of college to dedicate enough time to a startup.

Question 6 of 8

Which of the following does the author recommend as a great way to improve communication and sales skills?

A. Enrolling in an expensive MBA program at a top-tier university.
B. Joining a network-marketing organization and sticking with it for at least five years.
C. Reading at least one book a week on consumer psychology.
D. Practicing public speaking by starting a popular podcast or YouTube channel.

Question 7 of 8

How would a 'sophisticated investor' structure a business, such as a restaurant, differently than an average sole proprietor?

A. By keeping all assets in one corporation to simplify tax filings and reduce accounting fees.
B. By operating entirely in cash to avoid paying corporate income taxes.
C. By creating two separate corporations—one for the operations and one for the real estate—to spread risk.
D. By taking the restaurant public immediately to raise capital for legal defense funds.

Question 8 of 8

What specific mindset shift does the author recommend when facing a purchase you currently lack the funds for?

A. Change 'I can't afford that' to 'How can I afford that?'
B. Change 'I want that' to 'I don't really need that.'
C. Change 'I can't afford that' to 'I will put it on my credit card.'
D. Change 'How much does it cost?' to 'Is this a tax-deductible expense?'