What will I learn about: how to overcome deeply rooted financial trauma by categorizing your spending habits to identify and eliminate trauma-driven purchases?

Discover how to overcome deeply rooted financial trauma by categorizing your spending habits to identify and eliminate trauma-driven purchases.

What will I learn about: the psychological power of shifting your financial vocabulary, transforming limiting phrases like 'I'm broke' into empowering statements about your budget?

Understand the psychological power of shifting your financial vocabulary, transforming limiting phrases like 'I'm broke' into empowering statements about your budget.

What will I learn about: a customizable budgeting framework that allocates 15% for savings, 55% for spending, 10% for sharing, and 20% for investing to gain complete financial control?

Master a customizable budgeting framework that allocates 15% for savings, 55% for spending, 10% for sharing, and 20% for investing to gain complete financial control.

What will I learn about: safeguard your future by organizing your investments into three distinct tiers: reliable base assets, median growth investments, and smaller initial ventures?

Learn how to safeguard your future by organizing your investments into three distinct tiers: reliable base assets, median growth investments, and smaller initial ventures.

What will I learn about: Explore actionable strategies for building multiple income streams through real estate, targeted stock investments, and accessible small business ventures?

Explore actionable strategies for building multiple income streams through real estate, targeted stock investments, and accessible small business ventures.

You Deserve to Be Rich

Master the Inner Game of Wealth and Claim Your Future

Rashad Bilal, Troy Millings

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Categories:

Career & Success Money & Investments Personal Development Motivation & Inspiration

If You're Curious About These Questions...

You should listen to this audiobook

💡Have you ever wondered how your past experiences with money might be secretly sabotaging your ability to build wealth today?
💡What if you could move beyond the 9-to-5 grind by mastering the specific strategies used to create multiple, sustainable streams of passive income?
💡Are you curious about the hidden financial systems—from tax strategies to insurance secrets—that the wealthy use to protect and multiply their assets?

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Key Takeaways from You Deserve to Be Rich

✓Discover how to overcome deeply rooted financial trauma by categorizing your spending habits to identify and eliminate trauma-driven purchases.
✓Understand the psychological power of shifting your financial vocabulary, transforming limiting phrases like 'I'm broke' into empowering statements about your budget.
✓Master a customizable budgeting framework that allocates 15% for savings, 55% for spending, 10% for sharing, and 20% for investing to gain complete financial control.
✓Learn how to safeguard your future by organizing your investments into three distinct tiers: reliable base assets, median growth investments, and smaller initial ventures.
✓Explore actionable strategies for building multiple income streams through real estate, targeted stock investments, and accessible small business ventures.

Learning Tools

Reinforce what you learned from You Deserve to Be Rich

Mind Map

You Deserve to Be Rich

Overcoming Financial Trauma+

Customized Budgeting+

Diversifying Income Streams+

Launching a Business+

Building Generational Wealth+

Managing Windfalls (The First Million)+

Quiz — Test Your Understanding

Question 1 of 7

How does the book suggest you begin healing from financial trauma?

A. By immediately investing 20% of your income into an index fund.
B. By reviewing three months of spending and categorizing purchases to identify trauma-driven habits.
C. By taking out a personal loan to consolidate all outstanding debts.
D. By adopting a strict zero-based budget that eliminates all indulgences.

Question 2 of 7

What empowering phrase does the book recommend using to replace the negative statement 'I'm broke'?

A. 'I am building future wealth.'
B. 'Money is flowing toward me.'
C. 'It's not in my budget right now.'
D. 'I choose not to spend my capital.'

Question 3 of 7

What is the baseline percentage framework recommended for dividing your income in a customized budget?

A. 50% spending, 30% saving, 20% investing
B. 15% savings, 55% spending, 10% sharing, 20% investing
C. 20% savings, 40% spending, 20% sharing, 20% investing
D. 10% savings, 60% spending, 15% sharing, 15% investing

Question 4 of 7

When structuring investments to diversify income streams, how does the book categorize different types of assets?

A. High-risk, medium-risk, and low-risk
B. Domestic, international, and emerging markets
C. Base investments, median investments, and smaller initial investments
D. Liquid assets, fixed assets, and speculative assets

Question 5 of 7

What financial buffer does the book recommend setting aside when launching a new business?

A. At least four months of operating costs
B. One full year of personal living expenses
C. Ten percent of your projected first-year revenue
D. Fifty thousand dollars in liquid capital

Question 6 of 7

According to the book, what is a recommended strategy for utilizing life insurance to build generational wealth?

A. Purchase term life insurance that covers exactly your current debt obligations.
B. Avoid life insurance and instead put those premiums into high-yield savings accounts.
C. Purchase a policy that pays out directly to minor children to avoid probate.
D. Aim for coverage worth at least ten times your annual income and consider placing a whole life policy in a trust.

Question 7 of 7

What is the first step the book recommends taking after earning your first million dollars?

A. Immediately paying off all outstanding debt to become completely debt-free.
B. Reinvesting the entire post-tax amount into a diversified stock portfolio.
C. Contacting a financial adviser to establish a clear, strategic plan.
D. Quitting your primary job to focus entirely on philanthropic ventures.

You Deserve to Be Rich — Full Chapter Overview

1Recommendation
2Overcome financial trauma to unlock wealth
3The power of a tailored budget for financial control
4Diversifying income streams is the key to financial independence
5Launch a business to take control of your future
6Build generational wealth through intentional planning
7Managing your first million wisely unlocks the path to lasting wealth

You Deserve to Be Rich Summary & Overview

You Deserve to Be Rich (2025) offers a comprehensive guide to achieving financial freedom by mastering the inner game of wealth. It explores strategies for overcoming financial trauma, building multiple streams of income, generating passive revenue, and navigating tax and insurance systems. With a focus on community and empowerment, it provides actionable steps for anyone to create lasting wealth.

Who Should Listen to You Deserve to Be Rich?

Entrepreneurs seeking to grow their wealth
Financially struggling families looking to rebuild stability
Anyone interested in mastering personal financial freedom

About the Author: Rashad Bilal, Troy Millings

Rashad Bilal, a financial advisor and co-founder of Earn Your Leisure, is known for his expertise in wealth management and financial education. He has helped numerous individuals and businesses develop strategies for financial independence and generational wealth, leveraging his experience to make financial literacy more accessible. He co-hosts the influential Earn Your Leisure financial podcast, aimed at bridging financial gaps in underserved communities.

Troy Millings, an educator, co-founder of Earn Your Leisure, and co-host of the Earn Your Leisure podcast, has dedicated his career to financial literacy and entrepreneurship. With a background in teaching, he has a talent for breaking down complex financial concepts into practical lessons, making wealth-building strategies more approachable.

You Deserve to Be Rich

If You're Curious About These Questions...

Listen to You Deserve to Be Rich — Free Audiobook

Key Takeaways from You Deserve to Be Rich

Learning Tools

Mind Map

Quiz — Test Your Understanding

You Deserve to Be Rich — Full Chapter Overview

You Deserve to Be Rich Summary & Overview

Who Should Listen to You Deserve to Be Rich?

About the Author: Rashad Bilal, Troy Millings

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